Make a Difference. Invest with Impact.

Introducing the conscious investing platform that invests your money in companies making a difference, not the ones that don't. No experience required. Just good intentions.

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It starts with your values.

Choosing the right investment can be complicated, but when you use your values as a guide, the choice is clear. Each of our Impact Areas includes a diversified group of companies selected for their ability to make a difference.

Climate Action

Modern solutions to address climate change.

Better Health

Health and well-being for all.

Gender Equality

Empowerment and equality in the workplace.

Clean Water

Preserve and protect our water resources.

Quality Work

Sustainable, inclusive, and safe workplaces.

Reduce Waste

Sustainable production, responsible consumption.

Modern Cities

Clean, smart, and efficient communities.

Shared Prosperity

Access to basic needs, financial services, and technology.
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Choose where you want to make an impact. We'll take care of the rest.

With COIN, you'll get to choose from 8 Impact Areas, ranging from Clean Water to Better Health. Choose the 3 you care about most and we'll create a portfolio, which contains companies making an impact in those areas. We’ll then manage it for you - it’s that easy.

How it works
investment account performance vs. savings account Investment account returns are based on the historical results of a hypothetical investment in US Large Cap Stocks from 1/1/1990 to 10/1/2018. Savings returns are based on a 2% annual interest rate over the same time period. This graph does not include investment fees. All investing involves risk, including loss of principal, and past performance does not guarantee future results.

Why invest with COIN™?

What do you plan for the next 5, 10, and 15 years? If you have plans that require money, a savings account can help. But investing with COIN may provide more return on your money than savings alone.* COIN is ideal for medium- to long-term investing outside of your retirement plan. We can help you accumulate the cash for things like taking a gap year to travel, buying your dream home, or creating a nest egg for the kids.

Account information shown above is for illustrative purposes only and does not represent actual returns.

Invest responsibly.

Invest in companies that make an impact in the areas you care about most.

Invest directly.

Own direct shares of the companies in your portfolio, so you know exactly where your money is. No ETFs or mutual funds.

Invest confidently.

Know your investment is in good hands with the experience of John Hancock.

Knowledge is power - Read the blog

This website is operated and maintained by John Hancock Personal Financial Services, LLC (“JHPFS”), an SEC registered investment adviser. COIN is a service provided by JHPFS. Clearing, custody and other brokerage services are provided to clients of JHPFS by Apex Clearing Corporation (“Apex”), member FINRA/SIPC. JHPFS and Apex are not affiliated firms.

*Investments: not FDIC insured – No Bank Guarantee – May Lose Value. Investing involves risk, including loss of principal, and past performance does not guarantee future results. Diversified portfolios and asset allocation do not guarantee profit or protect against loss. Nothing on this site should be construed to be an offer, solicitation of an offer, or recommendation to buy or sell any security.

Instead of traditional technical and fundamental analysis, stocks for each Impact Area are chosen by scoring and ranking a company’s contribution to the specific Impact Area through a proprietary Environmental Social Governance (“ESG”) analysis methodology based on the United Nations Sustainable Development Goals (SDGs). In addition, COIN monitors and manages portfolio risk relative to the market. Before investing, consider your investment objectives and JHPFS’s fees. JHPFS may use data from third parties and clients believed to be reliable, but cannot ensure the accuracy or completeness of that data. JHPFS and Apex Clearing Corp do not provide legal or tax advice and investors should consult with their personal legal and tax advisors prior to funding an account or making any investment. Any investment outcomes or goal achievement dates are hypothetical in nature, provided for educational purposes only, do not reflect actual investment returns, are not individualized, are not intended to serve as the primary or sole basis for investment decisions, and are not guarantees of future results. Please see full disclosure for more information.

By using this website, you accept our terms of use and privacy policy. A person only becomes a client of JHPFS when he or she has signed the advisory agreement and acknowledged receiving all disclosures from JHPFS. Information provided by COIN support is educational in nature and does not constitute investment, legal or tax advice.

© 2019 John Hancock 

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